Monterey County Bank

Holiday Notice


Equifax Inc. Data Breach September 2017

Concerned about the Equifax breach? See the FAQ's to learn more about the breach and how to protect yourself.

Click Here to read more.


10 Scams Targeting Bank Customers

The FDIC often hears from bank customers who believe they may be the victims of financial fraud or theft, and their staff members provide information on where and how to report suspicious activity. To help further, the FDIC Consumer News includes crime prevention tips in practically every issue.  As featured in the Summer 2017 issue, here is the FDIC's list of 10 scams that you should be aware of, plus key defenses to remember.

Click Here to read more.


Website Accessibility

For your protection and to provide you with the most secure access to your internet banking accounts, Monterey County Bank and our service provider are continually upgrading our systems to ensure that we utilize the latest security standards.  As such, when new features or enhancements are added, outdated web browsers or operating systems may not support the new standards.

In order to maintain these high standards for our data security, the disabling of Transport Layer Security (TLS) 1.0 and 1.1 is occurring. TLS 1.2 is the current and most secure version and will be the only security standard supported for access to Monterey County Bank's website in the near future. 

To ensure the best web browsing experience, we recommend accessing our website from your desktop computer using a current version of your web browser and operating system.  The use of outdated web browsers or operating systems, and some mobile devices may result in loss of or limited accessibility and functionality of our website.


FDIC Insurance Coverage

FDIC insurance covers all types of deposits received at an insured bank, including deposits in a checking account, negotiable order of withdrawal (NOW) account, savings account, money market deposit account (MMDA), time deposit such as a certificate of deposit (CD), or an official item issued by a bank, such as a cashier's check or money order.

FDIC does not insure money invested in stocks, bonds, mutual funds, life insurance policies, annuities or municipal securities, even if these investments are purchased at an insured bank.

Accounts will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. 

For more information about FDIC insurance coverage, visit:

Use the FDIC's Electronic Deposit Insurance Estimator to calculate insurance coverage.


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