Monterey County Bank


FTC: Heads up! Stop and Think... before you Connect!
Do you spend time...

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 Connecting with friends and family? Downloading
 Sharing what you're doing and where you are? Sharing photos and videos
Building your online profiles and reputation?

The truth is...

There are some risks involved in posting, playing, and interacting with people online. It can be easy to over-share, put yourself or others as risk, and compromise your computer or device.

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FDIC Insurance Coverage

FDIC insurance covers all types of deposits received at an insured bank, including deposits in a checking account, negotiable order of withdrawal (NOW) account, savings account, money market deposit account (MMDA), time deposit such as a certificate of deposit (CD), or an official item issued by a bank, such as a cashier's check or money order.

FDIC does not insure money invested in stocks, bonds, mutual funds, life insurance policies, annuities or municipal securities, even if these investments are purchased at an insured bank.

Accounts will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. 

For more information about FDIC insurance coverage, visit:

Use the FDIC's Electronic Deposit Insurance Estimator to calculate insurance coverage.


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