Welcome to Monterey County Bank
| IMPORTANT BANK NEWS |
| 04/11/14: The Heartbleed Bug |
As you may have heard in the news the last couple of days, a new security vulnerability referred to as The Heartbleed Bug, has been discovered in a technology called OpenSSL, which is used by a number of website sites to create a secure connection between a browser and the site. SSL stands for secure sockets layer and you see it in the URL of a website as https:// instead of the usual http://. OpenSSL is just one kind of SSL certificate, and since it’s free to use, up to 60 percent of all secure websites use OpenSSL. Monterey County Bank does not, however, use OpenSSL to provide SSL certificates for our website. We do recommend that our customers change their Internet banking password anyway, as a precaution.
When updating your passwords for various websites, ensure that the website was not initially impacted or that the security has been updated first, otherwise the new password may be at risk as well. It is recommended to not re-use old passwords and create various passwords for different accounts. If you have not done so already, please take a moment to review this month's Security Focus [PDF] pertaining to Password Security that was posted on 04/01/14.
For additional information pertaining to The Heartbleed Bug you may visit: www.heartbleed.com
| 04/01/14: SECURITY FOCUS - PASSWORD SECURITY |
At Monterey County Bank, the security of customer information is a priority. We are strongly committed to the safety and confidentiality of your records. Online login credentials and security questions are the first line of defense in protecting your personal information. Whether it be internet banking, e-mail, purchasing accounts, or social media sites, information contained within these sources can be used against you when found in the wrong hands.
As part of Monterey County Bank’s on-going efforts to protect and secure your personal information, please take a moment to review this month’s Security Focus Flyer regarding best practices for strengthening login credential security and enhance consumer awareness to minimize risk of online identity theft and potential financial loss.
April 2014 Security Focus: Password Security [PDF]
| NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS |
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
FDIC Deposit Insurance Coverage Flyer [PDF]
| For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html To calculate insurance using the FDIC's Electronic Deposit Insurance Estimator visit: https://www.fdic.gov/edie/index.html |
| DATE | OTHER BANK NEWS |
| 01/21/14 | Security Focus - Protect Yourself From Fraud |
| 12/05/13 | Security Focus - Safeguarding Your Information |
| 02/11/13 | Consumer Notice - Visa/MasterCard Merchant Surcharge Fees |
| 12/06/12 | Security Focus - Things to Consider when using your Mobile Device |
| 11/16/12 | Security Focus - The Attack of the Citadel Trojan |
| CONSUMER ALERTS |
Please take a moment to review the latest in Consumer Alerts:
| DATE | ALERT/NOTICE TITLE |
| 01/10/14 | Target Alerts Consumers of Unauthorized Access [UPDATE] |
| 12/19/13 | Target Alerts Consumers of Unauthorized Access |
| 06/07/13 | Nob Hill Alerts Customers About Cyber Attack |
| 01/30/13 | E-mail Claiming to be from the FDIC: ACH and Wire Transfers |
| 11/09/12 | E-mail Claiming to be from NACHA: Direct Deposit Payments |
For your reference, additional FDIC Special Alerts may be accessed from: FDIC: Consumer Alerts
To learn how to automatically receive FDIC Special Alerts through email, please visit: FDIC Subscriptions
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