|IMPORTANT BANK NEWS|
Scam artists in the U.S. and around the world defraud millions of people each year. They use the phone, email, postal mail, and the internet to trick you into sending money or giving out personal information.
Click Here to learn more about 10 things you can do — or not — to stop a scam.
If you have become a victim of fraud or identity theft, IdentityTheft.gov is here to help with step by step procedures to assist you through the recovery process. Visit their website for additional information or follow their What To Do Right Away checklist.
|NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS|
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
FDIC Deposit Insurance Coverage Flyer [PDF]
|For more information about FDIC insurance coverage, visit: www.fdic.gov/deposit/covered/
Use the FDIC's Electronic Deposit Insurance Estimator to calculate insurance coverage.
Please take a moment to review the latest in Consumer Alerts:
|04/11/14||The Heart Bleed Bug|
|01/10/14||Target Alerts Consumers of Unauthorized Access [UPDATE]|
|12/19/13||Target Alerts Consumers of Unauthorized Access|
|06/07/13||Nob Hill Alerts Customers About Cyber Attack|
|01/30/13||E-mail Claiming to be from the FDIC: ACH and Wire Transfers|
For your reference, additional FDIC Special Alerts may be accessed from: FDIC: Consumer Alerts
To automatically receive FDIC Special Alerts through email, please visit: FDIC Subscriptions
|PROTECT YOURSELF FROM FRAUD|
Protecting your account and your personal information is a top priority for Monterey County Bank. In light of several recent security breaches involving various merchant retailers and vendors, our staff continues to work diligently to protect our clients and ensure your information is secure... [read more]