FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Your New Digital Banking Experience Has Arrived!

🔔 Important Notice: Some External Bank Connections Are Temporarily Unavailable.

We’re working with vendors to restore account connections as soon as possible.

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What’s New at MCB

Great things are happening at MCB! We’re rolling out new features designed to make your everyday banking simpler and more enjoyable. As your local community bank, we’re committed to offering services that make a real difference for you and your neighbors.

News & highlights

A winning match

On the pitch and in the community, we’re excited to partner with Monterey Bay Football Club as the Official Banking Partner and Lounge Sponsor for 2026! For more information about MBFC and the 2026 season, visit montereybayfc.com.

Introducing Voilà

We're excited to launch a new Community-Based Insurance Program with Voilà Insurance! Compare business insurance quotes from over 50 top-rated carriers with one click or call. It's fast, simple, and tailored to your business needs.

Security Reminder

We will never request your online banking login, PIN, or other sensitive info via email or text. If you get such a request, Contact us immediately for help.

Our Mission

At the heart of everything we do is a simple yet powerful mission:

Support the success of local businesses and the people who drive them

This commitment guides our decisions, shapes our services, and inspires us to build lasting relationships that strengthen our community.