Welcome to            Monterey County Bank

Easily Move Your Money with TransferNow^®

Seamlessly transfer funds between MCB and your other U.S. bank or brokerage accounts—secure, fast, and free with TransferNow external transfers. You’re in control, anytime, anywhere. Contact us to learn more!

Service available on Consumer accounts only, no Business accounts.
Consumer Online Banking access required.

24/7 ATM Access Now Available in
Monterey & Salinas!

Our branch ATMs at 601 Munras Avenue in Monterey and 1127 South Main Street in Salinas are now live—offering cash and check deposits around the clock.

Enjoy secure, self-service banking anytime: no need to step into the branch!

Is Remote Deposit Capture for you?

Remote Deposit Capture (RDC) helps businesses quickly turn check deposits into cash! It can save you time and money by allowing you to electronically scan and transmit your check deposits directly to the bank anytime from the convenience of your office.

Service available based on eligibility and approved application.
Business Online access required. Additional fees may apply.

Simplify Payments with
ACH Origination Services!

Simplify business payments with secure ACH Origination. Handle payroll, customer billing, and vendor disbursements efficiently—saving time, cutting costs, and improving cash flow with automated, reliable transactions.

Service available based on eligibility and approved application.
Business Online access required. Additional fees may apply.