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Business Checking

Building relationships with every account!

Your business deserves banking solutions that work as hard as you do. Whether you’re launching a startup, managing daily operations, or planning for growth, we offer a full suite of business deposit products to support your financial goals.

 

At Monterey County Bank, we believe in building banking relationships and getting to know our customers. Your success is our priority, and we’re committed to building long-term relationships based on trust, service and a shared vision for growth. Visit or contact any one of our local branches to speak with a New Accounts Representative to help you get started!

Business Checking Accounts

Feature

Opening Deposit

Service Fee
(Subject to Minimum Daily Balance Requirement)

Minimum Daily Balance Requirement

Interest Bearing

Other

Business
Checking

$100

$25
per Month

$2,500

No

  • No deposit or withdrawal limitations

Low Volume
Business Checking

$100

$12.50
per Month

$2,500

No

  • 30 deposits, 100 checks & 25 ACH credits can be made monthly

If exceeded:
$1.00 per deposit
$0.12 per check
$0.12 per ACH or EFT item

Business
Interest Checking
(Sole Proprietors Only)

$100

$12.50
per Month

$2,500

- OR -

Average daily balance is less than $5,000

Yes+

  • 30 deposits, 100 checks & 25 ACH credits can be made monthly

If exceeded:
$1.00 per deposit
$0.12 per check
$0.12 per ACH or EFT item

Business
Money Market

$2,500

$10
per Month

$2,500

Yes+

  • No deposit limitations
  • Restrictions on number and types of transactions apply 2

Premier Professional
Money Market

$500,000

No Monthly
Service Charge

$500,000

Yes+

  • Initial and subsequent deposits must be new funds to the bank

+) Visit or contact a New Accounts Representative for Annual Percentage Yield “APY” & Rate Details.
2) Fees for additional transactions apply.

Questions?

We don't just open accounts, we build relationships.