Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Secure your savings and earn more with a Certificate of Deposit (CD) from Monterey County Bank. Our CDs offer competitive rates, fixed terms, and the peace of mind that comes with a safe, predictable investment.
With personalized guidance and local support, we’ll help you choose the CD that fits your financial goals—so you can plan confidently for the future. Visit or contact your local branch to start growing your savings today.
For current Annual Percentage Yield (APY) and rate information, please contact a New Accounts Representative.
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