FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC Coverage

What Does FDIC Insurance Cover?

FDIC insurance covers deposits held at insured banks, including:

 

  • Checking accounts
  • Savings accounts
  • Money market deposit accounts (MMDAs)
  • Negotiable Order of Withdrawal (NOW) accounts
  • Certificates of Deposit (CDs)
  • Official bank-issued items, such as cashier’s checks and money orders

FDIC insurance does not cover investments such as:

 

  • Stocks or bonds
  • Mutual funds
  • Life insurance policies or annuities
  • Municipal securities
  • (Even if purchased through an FDIC-insured bank)

Understand Your Coverage with EDIE

Use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) to calculate how your deposits are covered. This helpful tool allows you to review your account types and balances to ensure your funds are fully protected under FDIC insurance.