Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Minority Depository Institution

What It Means to Be a Minority Depository Institution

A Minority Depository Institution (MDI) is a federally designated bank committed to serving minority communities through inclusive banking practices and community investment. Monterey County Bank is proud to be designated as an MDI by the Federal Deposit Insurance Corporation (FDIC), reflecting our dedication to expanding access to financial services and supporting local economic growth.

Our Community Commitment

Monterey County Bank serves a diverse and vibrant community, including Hispanic/Latino, Asian American, African American, and other minority populations central to our region’s success. Through relationship‑based banking, local reinvestment, and support for small businesses, we help strengthen neighborhoods and promote long‑term financial stability. As an MDI, we remain committed to building opportunity and making a positive impact where we live and work.

Questions?

Discover the difference of banking with a community partner. Visit Monterey County Bank or contact us to learn more.