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Treasury Services

Treasury solutions for your business

Deposit checks quickly and securely—right from your office.

 

  • Scan and deposit checks without visiting a branch
  • Accelerate funds availability and improve cash flow
  • Reduce time spent handling and transporting deposits
  • View deposit history and reporting online

 

Ideal for businesses that receive frequent check payments and want to simplify their deposit process.

Smart solutions to manage, protect, and move your business funds

Monterey County Bank’s Treasury Services are designed to help businesses streamline operations, improve cash flow, and reduce risk. Our solutions combine secure technology with personalized support from a local team that understands your business.


Whether you’re managing daily deposits, paying vendors, or protecting accounts from fraud, our treasury tools give you greater control and confidence.

Move money electronically with efficiency and reliability.

 

  • Send ACH credits for payroll, vendor payments, and reimbursements
  • Initiate ACH debits for collections and receivables
  • Schedule recurring or one-time payments
  • Improve accuracy while reducing paper checks

 

ACH Origination helps businesses manage payments and collections in a faster, more cost-effective way.

Protect your business accounts with advanced fraud prevention tools designed to stop unauthorized transactions before they post.

Check Positive Pay

  • Match issued checks against checks presented for payment
  • Review and decision exceptions before items are paid
  • Reduce exposure to altered, counterfeit, or duplicate checks
  • Strengthen internal controls and oversight

ACH Positive Pay (ACH Filters & Blocks)

  • Block unauthorized ACH transactions from posting to your account

  • Allow only approved companies or transaction types

  • Review exceptions for added protection and control

  • Reduce the risk of ACH fraud and unauthorized debits

 

Positive Pay helps safeguard your accounts by giving you greater visibility and control over both check and ACH activity.

Service availability & disclosures

Certain Treasury Services may require application approval and are subject to eligibility requirements. Service features, availability, and fees may vary based on account type and business needs. Additional terms and conditions may apply.


Please contact Monterey County Bank for current pricing, enrollment details, and service agreements.

Get started!

Our treasury specialists are ready to help you optimize cash flow and strengthen account security.