Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Your business deserves a place to grow its financial future. Our Business Savings accounts help you earn more on your deposits while keeping funds accessible for when you need them.
At Monterey County Bank, we focus on building lasting relationships with local businesses. With personalized guidance and tools to help you plan for growth, we’re here to support your financial goals every step of the way. Visit or contact any of our local branches to speak with a New Accounts Representative and start saving smarter today.
Feature | Opening Deposit | Service Fee
| Minimum Daily Balance Requirement | Interest Bearing | Other |
Business | $300 | $1 | $300 | Yes+ |
|
+) Visit or contact a New Accounts Representative for Annual Percentage Yield “APY” & Rate Details.
2) Fees for additional transactions apply.