Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

CONSUMER ONLINE BANKING

Simple. Secure. Always within reach.

 

Monterey County Bank’s Consumer Online Banking gives you the freedom to manage your personal finances anytime, anywhere—without giving up the personalized service of a local community bank.

 

Whether you’re at home or on the go, our easy-to-use digital tools help you stay connected to your money and in control of your accounts.

What you can do with Consumer Online Banking

  • View real-time balances and transaction history
  • Access checking, savings, and money market in one secure place
  • Download statements and account activity
  • Enroll in eStatements
  • Move money between your Monterey County Bank accounts
  • Transfer funds to and from accounts at other financial institutions
  • Schedule one-time or recurring transfers

  • Pay vendors and service providers electronically

  • Schedule payments in advance
  • Set up recurring payments
  • Track payment history
  • Receive alerts for balances, transactions, and payments
  • Monitor account activity for added peace of mind
  • Customize notifications to fit your needs

Security you can trust

Your financial security is our top priority. Consumer Online Banking includes multiple layers of protection such as encryption, secure authentication, and continuous monitoring to help protect your information.

Helpful tips:

 

  • Keep your login credentials confidential
  • Use strong, unique passwords
  • Log out after each session, especially on shared devices

Getting started is easy

  1. Enroll online in just a few minutes
  2. Create your secure login credentials
  3. Start banking anytime, anywhere

Have questions or need help enrolling? Our local team is always here to help.

Personal banking - on your terms

Consumer Online Banking combines digital convenience with the personal service you expect from Monterey County Bank.