FDIC-Insured - Backed by the full faith and credit of the U.S. Government

board of directors

Guided by Experience. Focused on the Future.

Our Board of Directors provides strategic oversight and disciplined governance to ensure the continued strength of Monterey County Bank.

Bringing decades of experience across banking, business, and community leadership, our Directors guide long-term strategy, uphold regulatory excellence, and safeguard shareholder and client trust.

Their focus on responsible growth, sound risk management, and capital strength positions the Bank for sustainable success, today and into the future.

Anand Gala

Chairman

Anand Gala is an Investor and Board Chairman of MCB, bringing more than 35 years of experience across franchising, real estate, and private equity. In his role at MCB, he helps guide the bank’s long-term strategy, supports its growth, and champions its commitment to the entrepreneurs and communities it serves.
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ASH PATEL

Vice Chairman, Lead Director

Ash Patel is an Investor, Vice Chairman, and Lead Board Director of MCB, with more than 20 years of banking leadership and a strong track record of growth and innovation. At MCB, he helps shape the bank’s strategy and direction while reinforcing a relationship-driven, community-focused approach to banking.

Navneet chugh

Director

Navneet Chugh is an Investor and Board Director of MCB, bringing more than four decades of legal, tax, and advisory experience. In his role, he offers valuable perspective and guidance, helping strengthen the bank’s foundation and support the diverse communities and businesses it serves.

JAY GILL

Director

Jay Gill is an Investor and Board Director of MCB, with decades of entrepreneurial experience and deep roots in business and agriculture. At MCB, he helps guide the bank’s growth while advocating for business owners, agricultural communities, and the regional economies that depend on them.

AJESH PATEL

Director

Ajesh Patel is an Investor and Board Director of MCB, bringing strong financial and operational expertise along with a passion for community-focused growth. In his role, he helps guide the bank’s long-term direction while supporting its focus on building meaningful relationships and lasting community impact.

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