Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Monterey County Bank offers competitive rates+ on IRAs with terms ranging from 12 months to 60 months.
- Minimum deposit requirement of $250.
- No initiation, set up or recurring service fees.
- No deposits can be made within the term.
- Penalties apply on early withdrawal transactions unless the client is qualified.
+) Visit or contact a New Accounts Representative for Annual Percentage Yield “APY” & Rate Details.
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