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Individual Retirement Account (IRA)

Monterey County Bank offers competitive rates+ on IRA Certificates of Deposit with terms ranging from 12 months to 60 months.

 

  • Minimum deposit requirement of $250.
  • No initiation, set up or recurring service fees.
  • Additional deposits are not permitted during the term of the certificate.
  • Early withdrawal penalties may apply. Certain exceptions may be available for qualified account holders.

+) Visit or contact a New Accounts Representative for Annual Percentage Yield “APY” & Rate Details.

Questions?

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