FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Savings

Building relationships with every account!

Your financial goals deserve a smart, secure place to grow. Our Personal Savings accounts help you build your savings, earn competitive interest, and keep your money accessible when you need it.

 

At Monterey County Bank, we take the time to understand your goals and provide guidance to help you achieve them. With local support, personalized service, and tools designed to make saving simple, we’re here to help you plan for today—and tomorrow. Visit or contact a local branch to get started on your savings journey

Personal Savings Accounts

 

Opening Deposit

Service Fee
(Subject to Minimum Daily Balance Requirement)

Minimum Daily Balance Requirement

Interest Bearing

Other

Student Savings

$50

$1
per Quarter

$50

Yes+

  • No deposit limitations
  • Restrictions on number and types of transactions apply2 

Personal Savings

 $300

$1
per Month

$300 

Yes+

  • No deposit limitations
  • Restrictions on number and types of transactions apply2 

 

+) Visit or contact a New Accounts Representative for Annual Percentage Yield “APY” & Rate Details.
2) Fees for additional transactions apply.

Questions?

We don't just open accounts, we build relationships.