Beware of Scams: We have recently seen an uptick in fraudulent phishing and vishing attempts, please be alert to scam emails, texts, or phone calls claiming to be from Monterey County Bank. We will never ask for your online banking credentials, one‑time passcodes, or other sensitive information via unsolicited communications. If you receive a suspicious message or call, do not respond and contact Monterey County Bank directly using the phone number listed on our website.

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Calculators

Plan Smart with Our Financial Calculators

Whether you're creating a budget, paying off a loan, planning for retirement, or saving for a major purchase, our suite of financial calculators is here to support your journey.

 

These easy-to-use tools can help you visualize outcomes, compare options, and make confident decisions every step of the way.

Mortgage Payment Calculator | Loan Payment Calculator | Savings Estimator | Debt Payoff Calculator

Mortgage Payment Calculator

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript.

Years:
Interest:
Loan Amount:

Results

Monthly Principal Interest:

Loan Payment Calculator

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript.

Principal:
Number of Payments:
Interest Rate:

Results

Monthly Payment: $

Savings Estimator

Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings.

Total invested each month:
Number of months/years to acquire sum:
Interest rate on savings:%

Results

Debt Payoff Calculator

What will it take to pay off my credit card?

Enter your credit card balance: $
Enter the credit card's interest rate: %
Enter payment amount per month: $
or
Enter desired months until debt free:

Results